A tractor trailer accident is life changing. When it happens to you, it can be a terrifying experience. No matter how significant the damage was or wasn't, it is critical for individuals to turn to a Pennsylvania truck accident attorney to discuss the accident. The worst thing you can do is to trust an insurance company to handle it for you. The reason for this is simple. The insurance company is working to minimize losses, not ensuring you get the compensation you deserve. Consider a few of the ways it is common for individuals to lose out when an attorney isn't involved.
Comprehensive Damage Claims
In many instances, a tractor trailer, as large as it is, can cause significant damage to a smaller vehicle. Yet, that damage is not always simplistic to fix. For example, the body repairs to your vehicle may easily be covered by an insurance claim. However, a few weeks down the road, you may find significant problems occurring with the engine or the overall fuel economy may slip. These often hidden repairs may not initially be spotted. If you settle the claim too soon, you could end up without full coverage. Do you need a replacement vehicle? What lasting damage will remain to the vehicle if it is repaired?
Lost Time and Wages
Settling an insurance claim right away may seem like a good thing. It means money in your hand sooner. Yet, if you are not yet back to work, how can you estimate how much time lost you will face? Individuals who have injuries related to the accident should not pursue an insurance claim for claims involving a tractor trailer incident. With more than 500,000 truck related accidents occurring each year in the US, insurance companies are happy to close out incidents as quickly as possible. If you agree to a settlement too soon, you are missing compensation.
Long Term Health Concerns
Perhaps one of the biggest areas of concern is related directly to your health. Individuals involved in a tractor trailer accident may suffer a variety of injuries. All of this adds up in cost.
- Emergency room bills
- Specialized medical bills (often times specialists will bill significantly later than the hospital)
- Follow up appointments
- Physical therapy
- Long-term care needs
In nearly all situations of significant bodily injury, recovery takes time. If you settle your claim too soon, you may end up losing out on some of the most important coverage for the injuries you've sustained. A year from now you may have aches and pains or physical limitations brought on by the accident.
In short, you need a Pennsylvania truck accident lawyer if you've been the victim of a tractor trailer accident. Even if you like the claims agent or you feel you are getting a fair settlement, do not do this on your own.
With a top attorney, you will learn about other cases like your own. You will learn about other types of claims you may qualify for that you did not know of previously. You may even find yourself receiving a fortune for pain and suffering that you did not know you could get. You didn't cause this problem. You should not have to suffer for the rest of your life because of it either.